Financial guidance for globally mobile individuals and multi-national families
When your financial life spans multiple countries, we are your home for comprehensive cross-border financial planning.
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Welcome to Pavlov Financial Planning
We are an independent fiduciary financial advisory firm dedicated to helping globally mobile professionals and multi-national families navigate the complexities of cross-border living so that you can live a meaningful life, free from financial stress, regardless of where life’s journeys take you.
We serve people with international ties…like you

Multi-National Families
Families with multiple citizenships and cultural backgrounds

Globally Mobile Employees
Professionals who have moved around internationally for work, including those with equity compensation

First Generation in the US
Foreign-born individuals in the US

Cross-Border Business Owners
Entrepreneurs with businesses in the US or abroad
Our Services
We believe that smart, strategic financial advice for your complex and ever-changing cross-border lifestyle has to be comprehensive, continuous and collaborative. That’s why we offer the GPS Planning Program.
COMPREHENSIVE
CONTINUOUS AND COLLABORATIVE
CROSS-BORDER CONSIDERATIONS
Why choose us?
WE EMBRACE CROSS-BORDER COMPLEXITY
Our customized and flexible approach to financial planning allows us to help our clients manage financial lives that traverse multiple countries and jurisdictions. When necessary, we consult with our network of single or dual country experts to deliver personalized solutions for your unique circumstances. We also coordinate with your in-country advisers across the world.WE ARE INTERNATIONALS TOO
We’ve lived similar lifestyles to yours. We’ve called many places home. We’re in cross-cultural marriages, and our families are spread out across the globe. Like you, we’ve had to navigate different laws, tax codes, and practices. We get you, so you don’t have to start from scratch with us. WE ARE CFP® PROFESSIONALS AND FIDUCIARIES

Are we a good fit?
We may be a good fit for you if you value collaboration, a long-term relationship and an accountability partner.
You’d like to collaborate with a knowledgeable professional who can help you make informed and unbiased financial decisions
You want a long-term relationship with an advisor to guide you through various life events and life cycles
You’d like an accountability partner to help you take the steps to live your best life now and plan for the future that you dream of
Meet the team
Meet our managing partners and financial planners, Hui-chin Chen and Sefa Mawuli.

Hui-chin Chen, CFP®
Managing Partner and Financial Planner
As a first generation immigrant to the US and a globally mobile professional, I know firsthand how much time and energy goes into making prudent financial decisions involving ties in more than one country.

Sefa Mawuli, CFP®
Managing Partner and Financial Planner
My passion for financial planning grew from my own experience of not finding adequate financial advice as a busy corporate professional and new US immigrant navigating the US financial system.
Schedule a time to speak now!




